Student OSHC

OSHC

Overseas Students Health Cover (OSHC) is a crucial aspect for international students in Australia. It’s a mandatory health insurance designed to cover medical expenses during your stay. OSHC includes hospital and medical services, prescription medicines, and emergency ambulance assistance.

As an International student, you can choose from various OSHC providers, each offering different plans. It’s essential to understand the coverage, waiting periods, and any additional services offered.

Having OSHC ensures that you have access to quality healthcare, promoting a safe and secure study experience in Australia.

OSHC

Key Points

Here are some key points related to OSHC for students:

Types of Services Covered

OSHC typically covers doctor visits, hospital treatments, emergency ambulance services, prescription medicines, and some types of specialist services.

Mandatory Requirement

It is a mandatory requirement for all international students applying for a student visa in Australia to have OSHC for the entire duration of their student visa.

Family Coverage

If the student is accompanied by family members (spouse and children) in Australia, they also need to have OSHC coverage. The family members must have OSHC for the same duration as the primary student visa holder.

Duration of Coverage

OSHC policies are usually available for purchase in durations that align with the student visa length. If the student extends their visa, they need to renew their OSHC policy accordingly.

Costs

The cost of OSHC varies depending on the insurance provider and the duration of coverage. Students can compare different insurance providers to find a policy that suits their needs and budget.

Insurance Providers

There are several insurance providers in Australia offering OSHC policies, including Allianz Global Assistance, Medibank Private, Bupa Australia, and others. Students can choose a provider based on their preferences and requirements.

Claiming Process

If a student requires medical services, they can usually claim the expenses directly through their OSHC provider. It's essential to understand the claiming process and keep all necessary documents and receipts.

International students should carefully read the terms and conditions of their OSHC policy and understand the coverage details, waiting periods, and any limitations. It’s also recommended to keep the OSHC policy documents handy and know how to contact the insurance provider in case of emergencies or queries.

My Migration

Our OSHC Partners

OSHC

Apply Health Cover

For assistance with your health insurance needs, please fill out the form and we will contact you with the most appropriate health cover as per your visa requirements.

This service is provided FREE with no extra cost to you.